Mortgage · FSRA #13463- Home
- Contact
No pressure, no obligation
Talk to Ragini
Whether you're exploring for yourself or worried about a parent, you're welcome here. Call, email, or send the form, whatever feels easiest.
Request a consultation or ask a question
For a free, no obligation consultation, tell me in your message whether you prefer phone or video. General questions are welcome too. Sending this form requests a conversation; it does not book an appointment.
📞 Call
Monday to Friday, 9:00 a.m. to 6:00 p.m. Saturday, 10:00 a.m. to 3:30 p.m. Sunday, closed. If I'm with a family, leave a message and I'll return your call the same day.
✉️ Email
I reply within one business day. Include your phone number if you'd like a call back.
💬 Form
Use the form above for detailed questions. It goes straight to me, no call centre, no assistant, no list.
What to expect when you reach out
- A real conversation, 15 to 30 minutes. You talk, I listen. Then plain English answers to whatever you ask.
- Honest direction. If a reverse mortgage fits, I'll show you real numbers in writing. If it doesn't, I'll tell you what I'd do instead.
- Your timeline, always. Take weeks or months to decide. Involve your family. I don't do follow-up pressure, one check-in, then the ball stays in your court.
Where I work
Across Ontario, with a home base in the GTA: Toronto, Mississauga, Oakville, Brampton, Hamilton, Burlington, Vaughan, Richmond Hill, Markham, Durham Region, London, Ottawa, and everywhere between. Phone and video consultations work beautifully for families anywhere in the province, and for adult children joining from other cities.