Investment Properties

Build wealth through real estate investing. Financing a rental property is different from financing your primary residence. We specialize in helping investors access the capital they need to build their real estate portfolios.

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Investment Property Financing

Financing an investment property requires a different approach than financing a primary residence. Lenders look at the property's income potential, your investment experience, and your financial strength.

Whether you're buying your first rental property or expanding your portfolio, we'll help you find the best financing options to maximize your returns.

What Lenders Consider:

  • Rental Income: Projected or actual rental income
  • Debt Service Ratio: Rental income must cover mortgage + expenses
  • Your Experience: Investment property experience matters
  • Credit & Assets: Strong credit and reserves required

Key Metrics:

  • Down Payment: Typically 20-25% for investment properties
  • Debt Service Ratio: Rental income - mortgage ÷ mortgage + expenses
  • Cash Flow: Monthly income after all expenses
  • Cap Rate: Net operating income ÷ property price

Investment Strategies

Buy & Hold

Purchase a property, rent it out, and hold it long-term for appreciation and cash flow.

  • Long-term wealth building
  • Monthly cash flow income
  • Property appreciation
  • Tax deductions available

House Hacking

Live in one unit of a multi-unit property and rent out the others to cover your mortgage.

  • Lower down payment (5-10%)
  • Tenant income covers mortgage
  • Build equity while renting
  • Great for first-time investors

Fix & Flip

Purchase undervalued properties, renovate them, and sell for profit.

  • Short-term profit potential
  • Renovation financing available
  • Quick capital returns
  • Requires renovation expertise

Portfolio Growth

Use equity from existing properties to purchase additional investment properties.

  • Leverage existing equity
  • Accelerate portfolio growth
  • Diversify holdings
  • Compound wealth building

Ready to Get Started?

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